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Uncategorized | 7 Posts
English
November
19

November 19th, 2025 by

One of the biggest myths in real estate is that you need 20% down to buy a home. In Central Ohio, most buyers put down 3–5% using conventional financing, and FHA loans allow as low as 3.5%. First-time buyer programs, grant money, and lender credits can reduce that even further.

Closing costs typically range from 2–3% of the purchase price, which may include appraisal fees, lender fees, title insurance, and prepaid taxes. In certain cases — depending on the home and type of loan — we can negotiate seller credits to help lower your upfront costs. Every situation is different, and this is where strategic guidance matters.

Categories: Uncategorized
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Hilliard, OH 43026
(937) 844-1431
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