In the Columbus market, you should get pre-approved before you start touring homes. Inventory moves quickly, and sellers prioritize buyers who come prepared. A pre-approval not only strengthens your offer, it helps determine your price point and monthly payments.
Choosing the right lender matters. I always recommend reputable, local lenders who understand Central Ohio property taxes, competitive offer strategies, and the nuances of our suburban communities. A strong lender can make or break your ability to close smoothly.